Hotel Insurance

Security for guests and for you

Hotel Insurance aims to provide the necessary support to hotels and guesthouses under one unified policy. Most hotels are very busy places with guests coming in and out morning, noon and night. As such, it’s often difficult trying to understand the full extent of the risks you may come up against.


Our dedicated team at Insure Smart know that each and every hotel is unique in the way it operates. Whether you own a single hotel or have a portfolio of several dotted around the country, we work harder to ensure every aspect of your business has been considered.

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Suitcase and baggage in hotel room covered with hotel insurance by Insure Smart

Policy benefits

Public and Employers' Liability

Business Interruption

Employee Theft

It’s only natural that hotels pose an array of risks. They employ members of staff and accommodate members of the public both day and night. They might use contract cleaners or special machinery. What about the guests’ belongings? What if the weather causes damage to the buildings? There’s so much to consider and we are here to assist you in your choices.


Using our experience, we will assess your insurance needs. We have considerable knowledge in the hospitality sector and combine this with our independent relations with specialist insurers. From there, we can equip you with a bespoke policy, protecting your business should the unexpected occur.




  • Buildings and contents
  • Public and employers’ liability
  • Business interruption
  • Contractors all risks
  • Theft and theft by employees
  • Guest contents
  • Legal expenses


Whatever your business is, wherever you are and whatever the size, we are certain we can help.


Why not get a quick quote? Fill in the form below and we’ll be in touch.

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